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Terms Of Use

You agree with WVB that the basis on which you are entitled to access WVB's web site is set out below. These terms may be changed by WVB from time to time. Your access to the site will be deemed to constitute acceptance of these terms including as they may be revised from time to time. The material on the WVB web site is for information only, and is not an offer or recommendation to buy or sell or a solicitation of an offer to buy or sell any security or instrument or to participate in any particular trading strategy

ALTHOUGH WVB SHALL OBTAIN INFORMATION FOR INCLUSION IN OR FOR USE IN THE CALCULATION OF THE INFORMATION AND DATA AVAILABLE ON THE WVB WEB SITE (THE "INFORMATION") FROM SOURCES THAT WVB CONSIDERS RELIABLE, THE INFORMATION IS PROVIDED ON AN "AS IS" BASIS AND NEITHER WVB, ITS AFFILIATES, ITS INFORMATION PROVIDERS NOR ANY OTHER THIRD PARTY INVOLVED IN, OR RELATED TO, COMPILING, COMPUTING OR CREATING ANY OF THE INFORMATION (COLLECTIVELY, THE "WVB PARTIES") WARRANTS OR GUARANTEES THE ORIGINALITY, ACCURACY AND/OR THE COMPLETENESS OF ANY OF THE INFORMATION OR THE RESULTS TO BE OBTAINED BY ANY USE THEREOF AND NONE OF THE WVB PARTIES SHALL HAVE ANY LIABILITY TO ANY PERSON OR ENTITY FOR ANY ERRORS, OMISSIONS OR INTERRUPTIONS OF OR IN CONNECTION WITH THE INFORMATION. FURTHER, NONE OF THE WVB PARTIES MAKES ANY EXPRESS OR IMPLIED WARRANTIES OF ANY KIND AND THE WVB PARTIES HEREBY EXPRESSLY DISCLAIM ALL WARRANTIES (INCLUDING, WITHOUT LIMITATION AND FOR PURPOSES OF EXAMPLE ONLY, ALL WARRANTIES OF TITLE, SEQUENCE, AVAILABILITY, ORIGINALITY, ACCURACY, COMPLETENESS, TIMELINESS, NON-INFRINGEMENT, MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE AND ALL IMPLIED WARRANTIES ARISING FROM TRADE USAGE, COURSE OF DEALING AND COURSE OF PERFORMANCE) WITH RESPECT TO THE INFORMATION. WITHOUT LIMITING THE GENERALITY OF ANY OF THE FOREGOING, IN NO EVENT SHALL ANY OF THE WVB PARTIES HAVE ANY LIABILITY TO ANY PERSON OR ENTITY FOR ANY DAMAGES, WHETHER DIRECT, INDIRECT, SPECIAL, INCIDENTAL, PUNITIVE, CONSEQUENTIAL (INCLUDING, WITHOUT LIMITATION, LOSS OF USE, LOST PROFITS OR REVENUES OR ANY OTHER ECONOMIC LOSS), EVEN IF IT MIGHT HAVE ANTICIPATED, OR WAS ADVISED OR NOTIFIED OF, THE POSSIBILITY OF SUCH DAMAGES.

Unless expressly included in any other agreement between WVB and you, you agree that the requirements of the E-Commerce Directive (2000/31/EC) as implemented are excluded to the fullest extent permissible by law with respect to your access to and use of the WVB web site.

You agree that all proprietary rights in the information contained on this web site are and shall remain the property of either WVB or Morgan Stanley. REPRODUCTION, REDISTRIBUTION OR ANY OTHER FORM OF TRANSMISSION OF ANY INFORMATION CONTAINED ON THIS WEB SITE WITHOUT WVB'S PRIOR WRITTEN CONSENT IS STRICTLY PROHIBITED. THE DATA AND INFORMATION CONTAINED HEREIN MAY ONLY BE USED INTERNALLY IN ACCORDANCE WITH THESE TERMS OF USE. Without limiting the generality of the foregoing, the information and other WVB intellectual property you access via this web site may not be used as a basis for any financial instruments or products (including, without limitation, passive funds and derivative securities), or used to verify or correct data in any other compilation of data or index, or used to create any other data or index (custom or otherwise), without WVB's prior written permission. WVB, WVB Dossier, WVB Quickview, WVB Business Risk Report; WVB Credit Score Report and all other marks used on the web site (including the names of all WVB products) are the service marks of WVB or its affiliates.

You acknowledge that WVB uses certain technology on its website to collect information from visitors. WVB uses this technology to collect information about how our visitors use our web site and services, including information relating to the frequency of visits to the website, average length of visits, and which pages are viewed during a visit. This information is used to improve the site content and performance.

In addition, for users of non-public areas of our website, "session cookies" allow us to recognize your computer each time you return to our website, verify your registration or password information during a particular session so that you do not have to input your password multiple times as you navigate the site and suggest products or services that may interest you. Most web browsers allow you to modify your preferences to be notified when a cookie is set, or to reject all cookies. If you choose to reject our cookies, some areas of our website may not function properly or may not be accessible. The technology we use cannot obtain information from your hard drive or pass on a computer virus.

When you contact us, provide us with your personal information or use our electronic services you consent to WVB processing the information, including but not limited to your name, company name, contact information, job role and preference information. This information is used by us and/or our agents to support your interaction with us, to deliver our services and to contact you again about other services and products we offer. By providing this personal information you consent to WVB using this personal information for direct marketing purposes and transferring this personal information to WVB offices outside your country of residence.

If you no longer wish to receive unsolicited commercial communications from WVB in the future, please let us know by sending an e-mail containing the name of the WVB representative you interact with (if any) to or by telephoning a Global Client Service desk listed on the Contact us section of WVB's web-site

The laws of the State of Illinois shall apply to the WVB web site and your use thereof, without regard to its conflicts of laws principles, and the state and federal courts located in the State of Illinois in Cook County shall be deemed to be the exclusive courts of competent jurisdiction for all matters arising out of or relating to your use of the WVB web site and the information contained therein.

500 Internal Server Error
Application internal error

An unexpected error has occurred while serving the requested page.

The server returned an "Internal Server Error".

I am sorry but something is broken

Please e-mail us at [pcdinh@gmail.com] and let us know what you were doing when this error occurred. We will fix it as soon as possible. Sorry for any inconvenience caused.

Now you're wondering, "what do I do now!?!". Well...

  • you can try refreshing the page, the problem may be temporary
  • you can go back to previous page or return to home page
  • we've been notified of the problem and will do our best to make sure it doesn't happen again!